Everyone needs to work to prevent identity theft from happening to them. Any time personal information is taken from someone, it is not just ruined credit that they need to worry about. Innocent individuals have been charged with crimes they did not do because others committed them under their names. Disproving these crimes can be difficult.
Reversing the damage can take a very long time and this is why I want to help you focus on how to prevent Identity Theft. That is why it is best to keep it from happening in the first place. It is hard to guard all information all of the time, but knowing what to do can significantly reduce the chances.
The first step in preventing identity theft is to never disclose a social security number. This is a very important personal identifier and can make theft easy for a thief. If anyone calls via telephone, stating that they are from a particular organization and that the entire social security number needs verified, chances are it is fraud. Most organizations only verify the last 4 digits when they are called. They do not call.
This number should also not be given over the Internet, even if doing so is believed to be safe. If applying for credit cards or similar, the site should have https in the address bar rather than http. This shows that the site is secure and it should be one that a person knows is trusted. The same rules apply to any account numbers. Also have an anti-virus software on the computer to prevent hackers from accessing the computer.
If bills are missing from month-to-month, contact the creditor and ask if they are mailing out statements. Missing bills could be a sign of mail theft and a lot of data can be obtained from a simple bill.
When personal data is present on a form, tear it up if it is not needed later. Never throw away anything that can benefit a thief without tearing it or shredding it first. If something must be kept, a fireproof safe, file cabinet, or lock box can prove to be beneficial.
And individuals should be mindful of what are called skimmers on swipe ATM machines and should also not allow debit and credit cards to go out of their sight when possible. If an ATM slot looks strange, do not use it and try to watch all transactions in stores and restaurants.
Last but not least, credit reports need to be evaluated annually in order to prevent identity theft. Strange activity can be seen and stopped before it becomes a problem. A thief can be stopped quickly and it is possible for them to be caught so that they can never do it again. This is a way to prevent identity theft from happening to others.
ID theft protection is no longer just about the printed materials you have scattered around the house. Now you have to worry about everything that is stored on your computer, too.
Millions of Americans were victims in the last 12 months. Most of them had entered personal information into their PCs without a second thought.
They spent an average of $1200 each to fix their problems according to the Federal Trade Commission. In addition to the cash, they spent over 100 hours. Many people feel that the time spent was even more of a loss than the money.
A lot of people think that installing anti-phishing and anti-viral programs is enough. Those things do help protect your PC, but they do not protect your identity.
Cleaning your surf history on a regular basis is a good idea. Otherwise, anyone that walks into your home could see where you have been.
PC Cop is the best way to protect the personal information that is hidden on your computer. Every time you ever entered your credit card number, address, social security number or anything else sensitive it was recorded on your hard drive and in just minutes any hacker online or person with access to your pc for a few minutes can retrieve your person information.
If you have recently been doing some online banking, they could transfer the funds into their own account. It is particularly easy for them to do when you have your browser save your passwords for a website.
But, even if you tell the browser to “never” save a password for a sensitive site, the passwords are still stored on your PC. In order to have “real” ID theft protection, you need to encrypt this kind of information.
PC Cop is a software program that can help. It allows you to scan your computer and find personal information that you might not realize is there. Once the info is found, you have the option to delete it, password protect it or encrypt it. It will even help you generate passwords that baffle the best hackers.
After you install PC Cop, your ID theft protection is almost complete. There are only a few more things to do.
First, you want to create a secure user name and password to log onto your PC. You do not want someone to be able to get in easily.
The rest is simply a matter of disposing of documents properly. Any mail that you receive should be checked for personal information before you throw it away.
Things that a thief can use to steal your identity include social security, driver’s license and credit card numbers. Once they have one or more of those numbers, they can ruin your credit rating or worse.
Remember that PC Cop provides the best ID theft protection for your personal computer. The rest is common sense. To download PC Cop just go to PCCop.com.